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(Albuquerque Journal Illustration By Cathryn Cunningham)

Best behavior for homebuyers

Here are 8 ways to avoid the annoyances that add to the stress many sellers experience

Flipagram community manager George Snarberg, right, and Phoenix Normand, office manager and executive assistant, sort through photo albums at Flipagram’s office in California. (Al Seib/Los Angeles Times/MCT)

Gold in video

SoCal startups surge to meet demand for latest online industry’s melding of music with visuals

Holly Ittel, shown with her boyfriend, lives in New York and owes $70,000 in student loans, some carrying a 9 percent interest rate. Some people are refinancing their student debt, but others — like Ittel — are just putting it off. (Courtesy of Holly Ittel)

Student-loan refinancing saves cash

But many struggling borrowers lack steady income and good credit score required to qualify for lower rates

University of Texas at Arlington researchers Purnendu Dasgupta, left, and Aditya Das are shown here in one of the school’s chemistry labs. Dasgupta has developed an environmentally friendly field analyzer for arsenic levels in water. (Brad Loper/Dallas Morning News/MCT)

Fueling growth with research

Through commercialization of university innovations, federal funding can solve problems, boost economy

Customers flock to thrift stores for costume-ready Halloween wear and themed decor. Genoveva Galvez tries on a hat at a Goodwill store in Albuquerque recently. (Marla Brose/Albuquerque Journal)

Retail frenzy for fright fest

Is the cost of your Halloween a horror story? Here are some tricks to control the bottom line