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(C. Cunningham/Albuquerque Journal)

Planning to retire someday? Build to last

Then you also need to plan on replacing your paycheck with an alternate income stream. Here are the tools you can use to maximize your savings for the long haul.

Fred Wallace, right, and Jamie McCall, left, of the nonprofit agency Aspiranet, work on a brochure. (Gina Ferazzi/Los Angeles Times/MCT)

Baby boomers’ second acts

Millions of older Americans launch ‘encore’ careers, often involving work in some form of public service

(Albuquerque Journal Illustration by Russ Ball)

Mortgage rule’s impact overhyped

‘Qualified mortgage’ regulation fails to have much of an effect on most home-loan borrowers

Bevin Rainwalker, left, of West Rupert, Vt., and Liam Gilbert of Blue Bell, Pa., saw a log at the cross-cut station at the Adirondack Woodsmen’s School at Paul Smith’s College in Paul Smiths, N.Y. (AP Photo/Mike Groll)

Timber sports

N.Y. college’s crash course on lumberjacking provides hands-on natural-resources management experience

Jason Deming, serving in the Air National Guard, works as a vehicle test technician for Tesla. (Gary Reyes/Bay Area News Group/MCT)

Tesla’s mission: Hire more vets

Electric carmaker sees ex-military folk as a great source of talent, and aggressively recruits them