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The Clark II model by D.R. Horton is a contemporary, 2,017-square-foot, three-bedroom, 2½-bath home with a study and covered patio. (Greg Sorber/Albuquerque Journal)

D.R. Horton heads to Volterra Hills

D.R. Horton launches into phase three of master-planned Volterra community with semi-custom model homes

Element co-founder Edgar Estrada, left, Chad St. Cyr, Michael Albanese, Noel Peterson and co-founder Joubin Bral work out of Los Angeles. (Ed Crisostomo/Orange County Register/MCT)

VIP treatment, at a price

Luxury concierge services make sure the über-wealthy have access to the best

(Russ Ball/Albuquerque Journal)

Proper approach gets gripes resolved

To get your gripe about a product or service resolved satisfactorily, you must consider your approach

Fred Wallace, right, and Jamie McCall, left, of the nonprofit agency Aspiranet, work on a brochure. (Gina Ferazzi/Los Angeles Times/MCT)

Baby boomers’ second acts

Millions of older Americans launch ‘encore’ careers, often involving work in some form of public service

(C. Cunningham/Albuquerque Journal)

Planning to retire someday? Build to last

Then you also need to plan on replacing your paycheck with an alternate income stream. Here are the tools you can use to maximize your savings for the long haul.