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I run a small research firm, and each morning I diligently cull the spam from my e-mail. One morning in June I received an e-mail that simply said, "I am a minister of the Nigerian government and I have an important business deal to discuss with you. Please call me."

The message was vague but not unusual and, as it was still within business hours in Nigeria, I placed the call. He explained that because of the co
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