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FILE – In this April 16, 2019, file photo, new condos under construction are being built in vacant lots in a neighborhood near downtown Orlando, Fla. The Federal Housing Administration is changing regulations to make it easier for more first-time condo buyers to receive mortgages. The federal agency released new guidelines Wednesday for the types of mortgages it will insure at condominiums. (AP Photo/John Raoux, File)

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