As a former life-insurance agent, based on my past experience, I want to encourage readers who have whole life policies to consider contacting their insurance companies for a review of their policies.
In my company, we would refer to these reviews as PARs, periodic annual reviews. Due to possible life-changes such as newborns, disability factors, etc., one might have hidden cash benefits available.
In my past tenure as an agent, I was able to help many of our policy holders facing catastrophic life-changing events recover thousands of dollars and continue to keep their policies in force for future use or needs.
Folks, I am just trying to pay it forward in these hard economic times. Hidden benefits include cash value accumulations and dividends.
If anyone needs my help, I will help at no charge to review their policies. I can be reached at email@example.com.