I am one of the previously happy insured who is going to lose my existing policy at the end of the year, lose my primary care physician and pay substantially more for comparable coverage. The letter says the changes are due to Obamacare.
I have a Presbyterian policy covering my daughter and me. My family and I have been continuously insured since the 1970s, either through work or through an individual policy.
We played by the rules.
Because my existing policy does not cover maternity care, the cancellation letter offers a “transition” policy that does not cover maternity care. This policy is available for one year only.
Based on the fact that I will be meeting all the maximums because I have advanced cancer, the “transition” policy will result in increased costs of approximately $9,505 per year. A comparable non-transition policy – mandatory after 2014 – is even more expensive.
Forgive me if I am not impressed with the new coverage of a fitness center membership, drug abuse treatment and pediatric dentistry.
In terms of the exchange, I do not qualify. Even if I did, I am not inclined to sign up for welfare on a poorly designed Web application with minimal security that sends large amounts of personal and health information to government agencies, including the same IRS that targets conservative organizations.
The cancellation letter was followed by a “lose your doctor and provider network” letter. The primary care provider I have seen for decades will no longer be available to me. In addition, no one can tell me whether or not I will be forced to change my cancer treatment providers as well.
President Obama, Sen. Martin Heinrich and all the journalists touting the benefits of Obamacare and promising that individuals would be able to keep their policies and providers for less money should be deeply ashamed about the lies they told us. Instead they are saying people like me are too stupid to understand that my present policy is no good and that I am much better off with the new “improved” policy.
A person’s health care is a deeply personal and emotional issue, especially if an advanced cancer diagnosis is part of the mix. Even though I have always been against Obamacare, I had no idea it would be this devastating to me and my family.