ALBUQUERQUE, N.M. — Terry Linton, who has owned his own insurance agency in Albuquerque for 28 years, decided to become an expert in the Affordable Care Act when it became law in 2010.
Linton sells health insurance to businesses and individuals, and he was painfully aware of the price New Mexicans paid in the years before the ACA for having an uninsured population that approached 25 percent of the state’s residents. If the new federal law, also known as Obamacare, could help, Linton wanted to learn about it.
“New Mexicans needed answers,” Linton said in an interview. “They needed solutions. I was hoping for cost-effective solutions for my clients.” For Linton, the ACA is just another tool in the insurance agent’s toolbox. If he has a political opinion about the law, he keeps it to himself.
It is six years later, and Linton has seen the tool in action. Here is what he learned: